Your Premier Source for Residential and Commercial Real Estate Financing!

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Premier Lending Group, Inc. has hundreds of residential and commercial real estate loan programs, and business financing options to meet the financing needs of any borrower.

Business Financing
Commercial Real Estate Financing
Conventional Loans
FHA Loans
Jumbo Loans
Reverse Mortgage
Stock, Bond & Mutual Fund Financing
USDA Rural Housing " No Down Payment" Loans
VA Loans

Business Financing

Our Business Financing Programs are perfect for entrepreneurs who are seeking funding for their business, who need quick and flexible financing options that are easy to qualify for.


 Great Flexibility!

  • 401k Financing
  • Accounts Receivable Financing
  • Equipment Financing
  • Insurance Book of Business Financing
  • IRA Financing
  • Inventory Financing
  • Merchant Advances
  • Private Equity Financing
  • Revenue Financing
  • Unsecured Business Financing

Commercial Real Estate Financing

Premier Lending Group, Inc. offers the most complete selection of commercial real estate financing available in the market place today. 

We offer all of the traditional government-backed financing from the SBA, FHA, Freddie Mac and USDA.  We also offer a sundry of bank, private-money, alternative, credit-problem, soft- and hard-money financing.

Our commercial real estate financing options can be used for the purchase, refinance, cash-out, rehab, partner buyouts, foreclosure bailouts, new construction or development of raw land/acreage, 1-4 unit second homes and investment properties, multifamily, office, retail, mixed use, warehouse, hotel/motel, medical, and all other types of commercial properties.


Great Benefits and Flexibility!

  • Loan amounts:  $50,000 to over $1 Billion
  • Flexible Credit Requirements
  • Flexible Documentation Requirements
  • Quick closings available
  • Fix & Flip programs
  • Fix & Hold programs 
  • Cash-Flow Only programs
  • Rental-Only Qualifying programs
  • Bridge Loans
  • IRA Real-Estate Programs
  • Foreclosure Bailouts
  • Partnership Buyouts
  • Equity Investment and Partnership Programs
  • Cross-Collateralization Loans
  • and much, much more!

Conventional Loans

Conventional loans are all mortgages that are not guaranteed by the FHA, VA or USDA.  There are two main categories of Conventional Loans - Conforming and Non-Conforming.  Conforming loans are those loans that are guaranteed from Fannie Mae and Freddie Mac.  Non-Conforming loans are all other forms of conventional financing to help credit issues, income issues, property types, higher loan amounts, as well as many other situations.


  • Low down payment programs available
  • Purchase, refinance, cash-out refinance, new construction and rehab options
  • Primary residences, 2nd homes, and investment properties allowed


Premier Lending Group, Inc. offers hundreds of conventional loan programs to handle a wide variety of situations, such as Low Down Payment requirements, credit problems, income qualify problems, property condition or type, etc.  For more information on some of our more common loan programs, please click on the links below:

Income-Solving Loans for Self-Employed Borrowers

Investor 1-4 Unit Cash-Flow Only Financing

Purchase or Refinance Plus Rehab Refinancing

FHA Loans

FHA loans are loans guaranteed by The Federal Housing Administration.  We have a variety of FHA loans for borrowers to purchase, refinance, construction, or repair a property that is/will be their primary residence.


  • Low down payment
  • Varying credit is allowed
  • Credit scores down to 500 allowed
  • Low interest rates
  • Low closing cost
  • Typical closing is less than 30 days

Jumbo Loans

A Jumbo loan is a loan that exceeds the maximum loan amount allowed by Fannie Mae and Freddie Mac.



  • Ability to finance a home that exceeds the maximum amount allowed by Fannie Mae and Freddie Mac.
  • Enables the buyer to purchase "more home".
  • Purchase, refinance, cash-our refinance, construction and rehab options.
  • Flexible credit requirements.
  • No minimum credit scores.
  • Flexible income and asset documentation requirements.
  • Primary Residences, 2nd homes, and investment properties allowed.

Reverse Mortgage

A reverse mortgage, also known as a Home Equity Conversion Mortgage (HECM), is a loan for seniors age 62 and older. Reverse mortgage loans are insured by the Federal Housing Administration (FHA). 

A reverse mortgage can be used to purchase a home or it can be used to refinance a home.  When refinancing, it allows homeowners to take a portion of the equity in their home to payoff their existing mortgage and property taxes, and then use the remaining proceeds however they like.



  • Can be used to purchase a new home or to refinance a home to payoff existing debt and/or to use the proceeds for other uses.
  • Borrower is protected from declining home values because it is a non-recourse loan. That means you will not owe more than the value of your home should your home value decline. <?xml:namespace prefix = "o" />
  • No monthly payment is required.
  • Does not need to be paid off as long as the borrower lives in the property as the borrower's primary residence or until after the borrower and borrower's spouse have passed.

Stock, Bond & Mutual Fund Financing

Our Stock, Bond & Mutual Fund Financing allows our clients to borrow against the value of the liquid securities, such as stocks, bonds, and mutual funds, that they own.  It provides a powerful and flexible way for individuals and businesses to leverage liquid assets to obtain a low interest rate loan or credit line.

You can be approved for a low-interest loan or credit line or loan for as much as 100% of the value of your securities.  Most stocks, bonds and mutual funds are accepted, and you keep all of the interest and appreciation from your securities. 


Easy Qualification Process!

Our Stock, Bond & Mutual Fund Financing is very easy to qualify for because there are no income, no employment and no credit requirements.  We just need a copy of your most recent securities statements to determine how much you can borrow.


Powerful Benefits!

  • It is available as both a closed-end loan or a line-of-credit;
  • There are no qualification requirements, such as income, employment or credit;
  • Securities remain in the clients name
  • Our clients still receive the gains, dividends and interest received from their securities.
  • It is available to both individuals and businesses;
  • There is no personal guarantee from the borrower; ;
  • Obtain funds 5-10 days
  • Collateral: Securities

USDA Rural Housing " No Down Payment" Loans

The USDA Rural Housing Service has various programs available to aid low- to moderate-income rural residents to purchase, construct, repair, or relocate a dwelling and related facilities. USDA rural housing loan programs allow qualified homebuyers to get loans with minimal closing costs and no down payment. 



  • Property must be located in a qualifying area;
  • No down payment required;
  • Fair to good credit required;
  • Designed for low to moderate income borrowers.
  • Income limitations apply.

VA Loans

A VA loan is mortgage loan guaranteed by the Veterans Administration. A VA loan provides qualifying active military personnel, veterans and/or their surviving spouses with a federally guaranteed home with zero down payment.



  • No down payment required.
  • Credit scores down to 500 allowed.
  • No credit scores allowed.
  • No PMI required.
  • Low closing costs.

Not every applicant qualifies or is eligible for every loan program. Some products may not be available in all states. Loan approval and rate are dependent on borrower credit, collateral, and financial history. All loan programs, terms and rates are subject to change without notice.