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Premier Lending Group, Inc. Logo

Chris Weir

NMLS ID 315209

210-417-4548 Info@premierlendinggroup.com




A great option for first-time homebuyers and homeowners looking to refinance


Home One is a Freddie Mac loan program designed for qualified first-time homebuyers. It also helps current homeowners looking for a no cash-out refinance, also known as a rate/term refinance, if the existing loan being refinanced is owned (securitized) by Freddie Mac. Home One only requires a 3% down payment, and you’re not limited to a traditional, single-family residence.



Home One may be right for you if:

  • You’re a first-time homebuyer; or,
  • You have money to put down; or,
  • You want a low down payment; or,
  • You want to purchase a new home or refinance your current home.

Features and Benefits from Premier Lending Group, Inc.:

  • Down payment: 3% and up
  • Purpose: Purchase or refinance
  • Credit scores: Down to 620 allowed
  • 100% gift funds are allowed for down payment and closing costs
  • Flexible qualifying requirements: No income or geographic restrictions, so you’re free to shop for a home within the neighborhoods you prefer.
  • Occupancy: Primary residences
  • Loan types: Fixed rate financing for easier budgeting
  • Loan terms: 30 years
  • Property types:  single-family, 2-4 unit properties, condominiums and properties in Planned Unit Developments (PUDs)
  • Qualify for more:  as much as 25% more financing compared to our competitors
  • Other requirements and conditions apply


We will meet your needs and exceed your expections.  For more information, please complete our form below:


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