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Financing designed to put home ownership within your reach.


HomeReady is a Fannie Mae loan program that is designed to extend the privileges of home ownership to buyers with limited household incomes. You may be able to buy a home with little or no money out of your pocket by using gift funds provided by your family members.



HomeReady may be right for you if:

  • You have money to put down; or,
  • You want a low down payment; or,
  • You want to purchase a new home or refinance your current home.

Features and Benefits from Premier Lending Group, Inc.:

  • Down payment: 3% and up
  • Purpose: Purchase or refinance
  • Credit scores: Down to 620 allowed
  • Gifts:  Down payment and closing costs can be a gift
  • Flexible qualifying requirements: No income or geographic restrictions, so you’re free to shop for a home within the neighborhoods you prefer.
  • Occupancy: Primary residences
  • Loan types: Fixed rate financing for easier budgeting
  • Loan terms: 30 years
  • Property types:  single-family, 2-4 unit properties, condominiums and properties in Planned Unit Developments (PUDs)
  • Qualify for more:  as much as 25% more financing compared to our competitors
  • Other requirements and conditions apply


We will meet your needs and exceed your expections.  For more information, please complete our form below:


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