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Conventional Loans

Conventional Loans are all mortgage loans that are not insured by the government; ie, FHA, VA and USDA Loans. 

Key Benefits

  • Low down-payment requirements, with as little as 3.0% needed.
  • Larger loan amounts allowed.
  • More flexible credit scores requirements.
  • More flexible credit history requirements.
  • More flexible income and asset documentation requirements. 
  • More flexible occupancy requirements.

Key Advantages of Getting a Conventional Loan from Premier Lending Group, Inc.

  • We have loans available from Fannie Mae, Freddie Mac, banks, and hundreds of private money sources to handle those situations that don't qualify for regular financing.  We have financing options regardless of credit scores, whereas most other lenders require credit scores of 620 or higher.
  • We have financing options available as soon as one day from a major derogatory event, such as a bankruptcy, foreclosure or short-sale.
  • We have financing options available that have flexible documenation requirement to qualify, such as Bank Statement Loans, Stated-Income Loans, No Doc Loans, Rent-Only and Landlord Loans, and many others
  • We allow higher qualify ratios that may allow you to qualify for more.
  • You get a secure online application with less paperwork.
  • You will work directly with a loan expert, who will keep you up-to-date on the status of your application all the way through closing.

What types of property are eligible?

  • Single-Family homes
  • Condos
  • Townhomes
  • 2-4 Unit Residences
  • Raw Land

What are the allowed occupancy requirements?

  • Primary Residences
  • Second Homes
  • Investment Properties.

Find Out if a Conventional Loan is Right for You

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