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FHA Loans

FHA Loans are residential mortgage loans insured by the Federal Housing Administration.


Key Benefits

  • You can qualify with lower credit scores compared to other loans.
  • You can purchase a home with as little as 3.5% down.
  • You can include remodeling costs into the loan. 
  • If you already have an FHA loan, you can refinance with a FHA Streamline Loan to lower your monthly payment.
  • You may qualify even if you've had financial difficulties in the past, such as a bankruptcy.
  • You may be able to roll your closing costs into your loan.
  • You can payoff your FHA loan ahead of time with no penalties.

Key Advantages of Getting a FHA Loan from Premier Lending Group, Inc.

  • We allow credit scores down to 500, whereas most other lenders require credit score of 620 or higher.
  • We allow higher qualify ratios that may allow you to qualify for more.
  • You get a secure online application with less paperwork.
  • You will work directly with a loan expert, who will keep you up-to-date on the status of your application all the way through closing.

Check to see if you qualify for a FHA Loan:


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These materials are not from HUD or FHA and were not approved by HUD or a government agency.