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USDA Loans

Buying a home with little or no down payment can provide opportunities for buyers that otherwise may not be able to become homeowners.


What are USDA Loans?

USDA loans are backed by the United States Department of Agriculture.  USDA loans are for customers seeking to purchase a primary residence in eligible rural areas defined by the USDA to help build communities in rural areas by assisting low and moderate-income families to purchase safe and affordable housing.  At Premier Lending Group, USDA Loans can be used to purchase or refinance a home.  We can also include the cost of renovations or new construction all in one loan.

Benefits of USDA Loans

No down-payment requirement with 100% financing
No prepayment penalty
Low closing costs and great rates
Easy to use gifts for down payment and closing costs
Seller can help pay for closing costs
Fixed rate and adjustable rate options available for up to 30 years
No Mortgage Insurance

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