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Asset Only Loans

Honest, open, and expert guidance

What are Asset Only Loans?

Asset only mortgage loans allow you to use your liquid assets, such as savings, investments, or retirement accounts, as a basis to qualify for a mortgage, even if you don’t have enough income or the employment history to qualify for another type of mortgage.

Asset based mortgage loans can be very helpful for borrower with substantial assets.

Benefits of Asset Only Loans

Your employment history is not required
Your income is not required
You can potentially get a higher loan amount
You can qualify for a mortgage even if you have no regular income or you are self-employed with minimal income
You can avoid providing traditional income documentation, such as pay stubs, W2s, and tax returns
You can use in conjunction with other income sources to get a higher loan amount
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