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Fixed Rate Mortgages

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What are Fixed Rate Mortgages?

Fixed rate mortgages are home loans whose interest rate stays the same over the life of the loan.  The interest rate at the time you purchased your home is the same interest rate you pay from your very first mortgage payment, until to your last payment at the end of the loan term.

Fixed rate mortgages protect homebuyers and homeowners from rising rates. Plus, with Premier Lending Group, you get the flexibility of selecting the length of your loan term, ranging from every year between 8 years to 40 years, depending on loan type. The shorter the loan term, the higher your monthly mortgage payment will be and the faster you will build equity in your home.

Benefits of Fixed Rate Mortgages

Interest rate stays the same over the life of the loan
Predictability is your monthly payment
Easier to budget since is your monthly payment will not change
Flexible income and credit requirements
Down Payment Assistance can be used for down-payment and closing costs
Terms from 8 to 40 Years, depending on loan type
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